Many people don't want to go out on New Years Eve, especially in a huge city like New York. A safe way to ring in the new year is in the comfort of your own home. All you need is your drink of choice, favorite people, and a TV. Here is a list of stations that will be broadcasting the party live from Time's Square, Disneyland, Acapulco, and the West Coast.
1) Dick Clark's New Year's Rockin' Eve - ABC 7, 11:30PM - Performers include Macklemore, Icona Pop, Billy Joel, Blondie, Miley Cyrus, and more.
2) New Year's Eve With Carson Daly - NBC 4, 11:30PM - Two hour broadcast
3) New Year's Eve Live - Fox 5 - 11PM - Live from Las Vegas with host Mario Lopez and performances by J Cole, New Politics, Krewella, and Panic At The Disco.
4) New Year's Eve 2013 - BET 11PM - Hosted by Mack Wilds and L'il Mama live in Times Square.
5) New Year's Eve Live With Anderson Cooper and Kathy Griffin - CNN 9PM - Live from Times Square
6) All American New Year - FNC 10PM - Hosted by Elisabeth Hasselbeck and Bill Hemmer, performances by Susan Boyle, Blues Traveler, Rodney Atkins, and more.
7) iFeliz 2014 - Univision 9:55PM - Featuring live broadcasts from Times Square, Disneyland, and Acapulco, performances by Latin stars
Have a happy and safe new year!!
Christopher Pagli
Accredited Buyer Representative
Real Estate Associate Broker
William Raveis Legends Realty Group
914.332.6300 Office
914.406.9023 Cell
www.WestchesterCountyRealEstateMarket.com
Sunday, December 29, 2013
18 Questions You Should Ask A Potential Nanny Hire
Hiring a nanny or any type of child care can be a really frustrating process. We as parents have so many questions and concerns when it comes to some stranger taking care of our child. I'm starting this process myself and thought about some really important questions that need to be addressed. These are more then just questions, the answers will give you tons of information about the potential hire. You just have to dig deeper into the answer. There are tons of options for hiring a nanny in Westchester County and New York City, it can be a bit overwhelming. Tap into your network of support, family, and friends for referrals to start.
1) Can you tell me about your prior experience?
2) Why do you want to care for children?
3) Can you tell me what life was like for you growing up?
4) Can you tell me about a good and bad experience you have had as a Nanny?
5) What does life look like for you now?
6) Can you tell me about your family and relationships with family members?
7) What kind of work environment do you thrive in?
8) What age groups have you worked with in the past? What was your role?
9) What do you expect from us?
10) Do you have any hobbies or special interest?
11) If you got locked out of the house with the child what would you do?
12) What would your previous employers say about you?
13) Tell me a few adjectives that describe you best
14) How do you react when upset with a child? With anyone else?
15) What type of diet do you prefer?
16) How do you work and react during an emergency or ordinary pressure?
17) How would you plan a day with my child?
18) What is your schedule like?
Christopher Pagli
Accredited Buyer Representative
Real Estate Associate Broker
William Raveis Legends Realty Group
914.332.6300 Office
914.406.9023 Cell
www.WestchesterCountyRealEstateMarket.com
1) Can you tell me about your prior experience?
2) Why do you want to care for children?
3) Can you tell me what life was like for you growing up?
4) Can you tell me about a good and bad experience you have had as a Nanny?
5) What does life look like for you now?
6) Can you tell me about your family and relationships with family members?
7) What kind of work environment do you thrive in?
8) What age groups have you worked with in the past? What was your role?
9) What do you expect from us?
10) Do you have any hobbies or special interest?
11) If you got locked out of the house with the child what would you do?
12) What would your previous employers say about you?
13) Tell me a few adjectives that describe you best
14) How do you react when upset with a child? With anyone else?
15) What type of diet do you prefer?
16) How do you work and react during an emergency or ordinary pressure?
17) How would you plan a day with my child?
18) What is your schedule like?
Christopher Pagli
Accredited Buyer Representative
Real Estate Associate Broker
William Raveis Legends Realty Group
914.332.6300 Office
914.406.9023 Cell
www.WestchesterCountyRealEstateMarket.com
Saturday, December 28, 2013
NY State STAR Exemption Registration Deadline is Almost Here!
Recently new legislation was passed that requires all homeowners receiving a Basic STAR exemption to register with the New York State Tax Department in order to receive the exemption in 2014 and subsequent years. The deadline for registering is December 31, 2013, right around the corner. It seems that there were many fraudulent filings and the government is trying to crack down. You will not have to register in order to receive their 2013 STAR exemptions and will not have to re-register every year. To register, you can visit www.tax.ny.gov
For those of you not familiar with the STAR program it provides tax relief for the school portion of your property taxes. The amount varies form town to town and can save you a fair amount. If you would like a detailed list of reduction amounts per town please feel free to email me at chris.pagli@raveis.com
Christopher Pagli
Accredited Buyer Representative
Licensed Associate Broker
William Raveis Legends Realty Group
www.WestchesterCountyRealEstateMarket.com
914.406.9023
For those of you not familiar with the STAR program it provides tax relief for the school portion of your property taxes. The amount varies form town to town and can save you a fair amount. If you would like a detailed list of reduction amounts per town please feel free to email me at chris.pagli@raveis.com
Christopher Pagli
Accredited Buyer Representative
Licensed Associate Broker
William Raveis Legends Realty Group
www.WestchesterCountyRealEstateMarket.com
914.406.9023
Thursday, December 26, 2013
Ice Skating Rinks In New York City 2013-2014
Ice Skating is a favorite past time for kids of all ages in New York City. If you have been to Rockefeller Center during the holidays then you know how busy it can be. If you can't get onto the skating rink don't worry, there are others you can check out!
1) Citi Pond at Bryant Park - 1 Bryant Park - 212.661.6640 or bryantpark.org. Admission is FREE and the hours of operation are as follows, Dec 24-31 Sun-Thurs8am-10pm, Fri & Sat 8am-midnight, Jan 1-March 2 - 8am-10pm daily.
2) Trump Skating Rink - Central Park - 830 Fifth Ave - 212.439.6900 or wollmanskatingrink.com. Admission ranges, call for most current pricing. Hours of operation are Dec 25-30 - 10am-11pm, Dec 31 - 10am-7pm, and Jan 1 - 10am-11pm
3) South Street Seaport Skating Rink - 19 Fulton St - southstreetseaport.com. Admission is $10 and FREE for kids under 5. Hours of operation are Mon-Thurs - 11am-9pm, Fri & Sat - 10am-10pm, and Sun - 10am-9pm Through March 2, 2014
4) City Ice Pavilion - 47-32 Place, Long Island City Queens - 718.706.6667 or cityicepavillion.com
Admission is $5 Mon-Fri, $8 Sat & Sun, $8 Holidays including school vacation week. Hours of operation are Dec 26-28 - noon-5:20 and 7-9:50, Dec 29 - noon-5:20, Dec 30 - 1:30-5:20 & 7-9:50, Dec 31 & Jan 1 - 10:30am-5:20 & 7-9:50
5) Samuel J and Ethel LeFrak Center at Lakeside in Prospect Park Brooklyn - Enter at Prospect Park, Parkside or Ocean Aves or Lincoln Rd - 212.661.6640 or lakesideprospectpark.com - Admission is $6 weekdays, $8 weekends and holidays, FREE for children under 12 on Mondays from 3-6pm (excludes holidays)
Have fun!
Christopher Pagli - www.WestchesterCountyRealEstateMarket.com
Accredited Buyer Representative
RealEstate Associate Broker
William Raveis Legends Realty Group
914.332.6300 - Office
914.406.9023 Cell
Sunday, January 13, 2013
The Facts About FHA Loans In Westchester County NY
If you don't already know, the FHA loan in Westchester County NY has become wildly popular over the past few years, partly because lenders have raised the requirements for other loans. The FHA also known as the Federal Housing Administration doesn't actually fund loans, the insure them for FHA approved lenders. As a Westchester County Buyers Agent I have closed more FHA loans this past year then ever before. The attraction to these loans are the minimum of 3.5% down payment requirement, the ability to finance closing costs up to 6% of the purchase price, and the ability to qualify with less then perfect credit.
Although the minimum credit score changes with the times it is currently a minimum of 620-640 for the 3.5% minimum requirement and anything less will require a 10% down payment. You sjhould also know that these credit requirements are the FHA guidelines, you will have to find a bank that will work with the lower scores. I've been told by an FHA specialist that 640 is what a lot of the banks are looking for as a minimum.
The FHA does not back loans for Coops, they do back loans for condos but are limited to those on the FHA approved list. To see if a certain condo is on the approved list you can visit the following link, https://entp.hud.gov/idapp/html/condlook.cfm?CFID=13461634&CFTOKEN=501810e2c5f8ea2d-A918B4FB-DAAF-68F3-DF190C58B9978403
All FHA loans require mortgage insurance and there is also an upfront mortgage insurance premium of 1 3/4% that can be financed.
The FHA loan limits for Westchester County NY are still $729,750 for single family homes and $934,000 for two family homes. As of January 31, 2013 the FHA will be raising DTI guidelines for borrowers with low credit scores. FHA will require borrowers with credit scores below 620 to have a maximum DTI (debt to income ratio) of 43%
These are the basics, you will need to speak with an FHA specialist to see if you will qualify. Please note that I am not a loan officer, I am a Westchester County Buyers agent that specializes in FHA & conventional loans
Although the minimum credit score changes with the times it is currently a minimum of 620-640 for the 3.5% minimum requirement and anything less will require a 10% down payment. You sjhould also know that these credit requirements are the FHA guidelines, you will have to find a bank that will work with the lower scores. I've been told by an FHA specialist that 640 is what a lot of the banks are looking for as a minimum.
The FHA does not back loans for Coops, they do back loans for condos but are limited to those on the FHA approved list. To see if a certain condo is on the approved list you can visit the following link, https://entp.hud.gov/idapp/html/condlook.cfm?CFID=13461634&CFTOKEN=501810e2c5f8ea2d-A918B4FB-DAAF-68F3-DF190C58B9978403
All FHA loans require mortgage insurance and there is also an upfront mortgage insurance premium of 1 3/4% that can be financed.
The FHA loan limits for Westchester County NY are still $729,750 for single family homes and $934,000 for two family homes. As of January 31, 2013 the FHA will be raising DTI guidelines for borrowers with low credit scores. FHA will require borrowers with credit scores below 620 to have a maximum DTI (debt to income ratio) of 43%
These are the basics, you will need to speak with an FHA specialist to see if you will qualify. Please note that I am not a loan officer, I am a Westchester County Buyers agent that specializes in FHA & conventional loans
Complete Guide To NYC Restaurant Week January 14 - February 8, 2013
Once again my favorite season in NYC is upon us, Restaurant Week! Click the link, www.NYCGO.com for the complete guide to all participating restaurants, there are some changes from the summer list. Take advantage of a 3 course lunch for $25.00 or 3 course dinner for $38.00 per person. Keep in mind, this is a time for many to try great restaurants at an affordable price so book now! Happy NYC Restaurant Week 2013!
www.WestchesterCountyRealEstateMarket.com
www.WestchesterCountyRealEstateMarket.com
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